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Scotland Folk Tours
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Comparar seguros de viaje grupal para EEUU
A continuación se presenta una comparación de alto nivel entre varios planes de seguro médico para grupos de viajes internacionales. Por favor, utilice esta comparación sólo como guía y no tome ninguna decisión basada únicamente en esta comparación. Si tiene alguna incertidumbre, duda o pregunta, por favor, consulte los detalles de la póliza individual para obtener información completa, ya que no es posible representan con precisión todos los detalles en una comparación concisa como la siguiente. Por favor, llámenos para más detalles. Si hay alguna discrepancia entre esta comparación y los detalles de su póliza actual, los detalles de la póliza prevaldrán.
Todas las cantidades son en dolares estadounidenses.
Los exámenes físicos rutinarios y los exámenes (de bienestar, de visión, de gafas, dentales, etc.) no están cubiertos bajo ningún plan de seguro médico para viajes grupal.
General
Médico - Ambulatorio
To policy maximum
Deductible waived, $15 copay; unless $0 deductible.
To policy maximum
In US: Extra $200 copay for illness visit that does not result in hospital admission.
To policy maximum, 60 day supply per prescription.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
-
To policy maximum
To policy maximum
US-Urgent Care/Walk-in Clinic: Deductible waived, $15 copay; unless $0 deductible. Co-insurance still applies.
Outside US: No copay.
To policy maximum
In US: Extra $250 copay for illness visit that does not result in hospital admission.
To policy maximum, 60 day supply per prescription.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
-
To policy maximum
To policy maximum
US-Urgent Care/Walk-in Clinic: Deductible waived, $15 copay; unless $0 deductible. Co-insurance still applies.
Outside US: No copay.
To policy maximum
In US: Extra $250 copay for illness visit that does not result in hospital admission.
To policy maximum, 60 day supply per prescription.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
-
To policy maximum
Médico - Hospitalario
To policy maximum, average semi-private room including nursing services.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
To policy maximum
To policy maximum, average semi-private room including nursing services.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
To policy maximum
To policy maximum, average semi-private room including nursing services.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
To policy maximum
Médico - Otros tratamientos y servicios
90 days
Same as any other eligible medical expense
Standard basic hospital bed and/or standard wheelchair rental up to purchase prices.
$50 per incident copay, $150 maximum (plan deductible waived)
Recreational: Included
To policy maximum when illness or injury results in hospitalization as inpatient.
Complications of pregnancy only, during first 26 weeks of pregnancy.
-
$50 maximum per day
Acute onset only, for persons under 80: Medical up to policy maximum. Medical Evacuation up to $25,000.
Included
90 days
Same as any other eligible medical expense
Standard basic hospital bed and/or standard wheelchair rental up to purchase prices
$50 per incident copay, $150 maximum (plan deductible waived)
Recreational: Included
To policy maximum, if covered injury/illness results in hospitalization admission.
Complications of pregnancy only, during first 26 weeks of pregnancy.
-
$500 maximum
After 6 month waiting period, $500 per certificate period.
Included
90 days
Same as any other eligible medical expense
Standard basic hospital bed and/or standard wheelchair rental up to purchase prices
$50 per incident copay, $150 maximum (plan deductible waived)
Recreational: Included
To policy maximum, if covered injury/illness results in hospitalization admission.
Complications of pregnancy only, during first 26 weeks of pregnancy.
-
$500 maximum
After 12 month waiting period, $500 per certificate period.
Included
Dental
$300 - Not subject to deductible
$300 - Not subject to deductible
$300
$300
$300
$300
Viaje
-
$10,000
12+ hours: $100/day; 2 days maximum
Primary$50 per item, $1,000 maximum
$50,000
$100,000, maximum of 15 days
$1,000,000
To policy maximum
$5,000
$100
$500
Vida
Under 18: $5,000, Ages 18-69: $25,000, Ages 70-74: $12,500, Ages 75+: $6,250; Maximum $250,000 per family.
Under 18: $10,000, Ages 18-69: $50,000, Ages 70-74: $25,000, Ages 75+: $12,500; maximum $250,000 per family.
Under 18: $5,000, Ages 18-64: $25,000; maximum $250,000 per family or group.
Under 18: $10,000, Ages 18-64: $50,000; maximum $250,000 per family or group.
Under 18: $5,000, Ages 18-64: $25,000; maximum $250,000 per family or group.
Under 18: $10,000, Ages 18-64: $50,000; maximum $250,000 per family or group.
Otro
Included
Incidental: 30 days per every 3-month period.
$100 per day
-
$250 per day, 5 day maximum for accommodations.
$50,000 Eligible medical expenses only
Included
Included
Incidental: U.S. home country: 15 days per 3 month period. Non-U.S. home country: 30 days per 3 month period.
$100 per day
-
$250 per day, 5 day maximum
$50,000 Eligible medical expenses only
Included
Included
Incidental: U.S. home country: 15 days per 3 month period. Non-U.S. home country: 30 days per 3 month period.
$100 per day
-
$250 per day, 5 day maximum
$50,000 Eligible medical expenses only
Included
Prestaciones del plan
-
Before effective date, full refund.
After effective date, pro-rated refund minus $25 cancellation fee as long as no claims have been filed since the effective date.
5 days minimum up to 12 months maximum
$0
$0
Personal Liability: $25,000
Crisis Response: $10,000
Bedside Visit: $1,500
Pet Return: $1,000
Political Evacuation: $100,000.
Email
Per Policy Period
$0 Hasta 99
$100 Hasta 99
$250 Hasta 99
$500 Hasta 99
$1,000 Hasta 99
$2,500 Hasta 99
$5,000 Hasta 99
Lifetime Maximum
$10,000 80-99
$50,000 Hasta 79
$100,000 Hasta 79
$250,000 Hasta 64
$500,000 Hasta 64
$1,000,000 Hasta 64
$2,000,000 Hasta 64
WorldTrips
Lloyd's
Before effective date, full refund.
After effective date, pro-rated refund minus $25 cancellation fee as long as no claims have been filed since the effective date.
5 days up to 4 years
$0
$0
Bedside Visit: $1,500
Pet Return: $1,000
Crisis Response: $10,000
Email
Postal Mail
Courier
Varies
$0 0-64
$100 0-64
$250 0-64
$500 0-64
Per Incident
$100,000 0-64
$250,000 0-64
$500,000 0-64
WorldTrips
Lloyd's
Before effective date, full refund.
After effective date, pro-rated refund minus $25 cancellation fee as long as no claims have been filed since the effective date.
5 days up to 4 years
$0
$0
Bedside Visit: $1,500
Pet Return: $1,000
Crisis Response: $10,000
Email
Postal Mail
Courier
Varies
$0 0-64
$100 0-64
$250 0-64
$500 0-64
Per Incident
$100,000 0-64
$250,000 0-64
$500,000 0-64
WorldTrips
Lloyd's
- Para las prestaciones médicas, hasta el máximo de la póliza, consulte a Cargos usuales, razonables y acostumbrados. Se aplica el deducible y el coaseguro, a menos que se indique lo contrario.
- Siempre que haya una diferencia en los niveles de prestaciones dentro y fuera de la red PPO, las prestaciones que se muestran arriba son aplicables cuando se realiza el tratamiento dentro de la red de la PPO.
- Las coberturas que se presentan son por persona, a menos que se indique lo contrario.
- El guión (-) en los campos arriba significa No aplicable (N/A).